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Why Aren’t You Using Ally Bank???

I recently revealed that I was laid off. With all of the reorganization going on at my previous company, I had a feeling it might have been coming. Luckily, this gave me some time to prepare, which I realize I was fortunate to be able to do. I did this by stopping my contributions to my Vanguard […]

Why I’m So Frustrated: Interviews, Failure, and Bias

It’s time to reveal the elephant in the room: I was laid off. As soon as it happened, the first thought that went through my mind was, I can’t believe I have to start over AGAIN. When leaving a job and knowing you still need a next one (aka: not yet ‘retired’), the biggest hurdle […]

Should I Cancel My Amazon Prime Membership?

I’ve been looking for a new credit card lately, and have been debating the pros and cons of getting a card that has an annual fee. On one hand, the benefits of some such cards can be better than similar cards with no annual fees. But as a relatively frugal person, it’s hard to justify […]

Darn my 401k!

I’ve just had a recent revelation that is a little embarrassing to admit. As someone who prides oneself on mathematics, planning, and accuracy, I’ve found a large flaw in my early retirement plan. Let me share it with you, it’s called my 401k. I’m sure you’re surprised to hear this, especially since I give out advice […]

Is Your Job A Status Symbol?

Do you depend on your job to give you an appearance of importance when interacting with other people? Do you experience pressure from friends, relatives, asking what it is you do, and do you feel the need to give them a justifiable response? Do you fantasize about entrepreneurship, but worry it could go nowhere and lead to […]

Staying Motivated

I will admit, I’ve been a bit addicted to my couch lately. Work has been crazy with so much going on, the days are getting shorter, and I recently sustained a foot injury due to excessive walking, so I’ve been inclined to laze around on the couch for my usual pastime.  It’s even finally starting […]

Today Was a Bad Day

Today was a Bad day in the working world.  If you’ve been following my financial progress on this blog, you’ll know that I am currently at my third full-time job since 2014.  I have also only been working at company #3 for a short while. Being the planner and numbers-lover that I am, I have […]

Early Retirement in Two Steps

From my calculations, I should be able to retire somewhere between the ages of 29-31. I’ve thought about this a lot, and been questioned about it a lot. To “retire” that young doesn’t sound realistic to a lot of people. Even my friends who are knee-deep in student loans are incredulous at how this could be […]

GMG

My Progress Towards FIRE (mid-2017)

I’ve only been writing on this blog for a few months now, and I haven’t given many details on my own situation to date. I had wanted to document my progress towards FIRE (aka: Financial Independence, Early Retirement) as well as provide information on basic personal finance for my readers. However I haven’t known where […]

Your Furniture is a Commodity

I want to start off by saying that there are places to look for money that not everyone thinks of.  In finance, you may hear people talk about “assets” which are items that hold value.  Assets can be any property you own, it can be art, it can even be money, or it can be […]